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From
Explaining Why Retirees Do Not Choose Annuities in Korea: A Probability of Consumption Shortfall Approach
Dong-Hwa Lee, Jun-Hee An, Joo-Ho Sung
Journal of Finance and Economics
.
2018
, 6(4), 125-133 doi:10.12691/jfe-6-4-2
Table 1. Household Wealth by Head of Household’s Age (Unit: ten thousand KRW, %)
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Table 2. Average Rate of Return and Standard Deviation of Financial Assets, Properties, and Pension Assets (Unit: %)
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Table 3. Households Income for Each Quintile (Unit: thousand KRW)
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Table 4. Wage Growth Rate from 2007 to 20151) (Unit: %)
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Table 5. Households Expenditure for Each Quintile (Unit: thousand KRW)
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Table 6. Inflation Rate from 2001 to 2016 (Unit: %)
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Table 7. Financial Decision Scenarios of Workers at Retirement
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Table 8. Total Operating Cost and Interest Rate on Immediate Life Annuity Products
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Table 9. Optimal Asset Allocation in the Accumulation Period (Unit: %)
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Table 10. Accumulated Assets at Retirement Age (Unit: thousand KRW)
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Table 11. Asset Allocation and PCS of Scenario 1 (Unit: %)
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Table 12. Asset Allocation and PCS of Scenario 2 (Units: %)
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Table 13. PCS of Scenario 3 (Units: %)
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Table 14. PCS of All Scenarios for Each Consumption Rate (Units: %)
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