Azarenkova Galina

Department of Finance and Financial and Economic Security, Kharkiv Institute of Banking University of Banking of the National Bank of Ukraine, Kharkiv, Ukraine

Shkodina Iryna

Department of Economic Theory, Kharkiv Institute of Banking University of Banking of the National Bank of Ukraine, Kharkiv, Ukraine

Kavun Sergii

Department of Information Technologies, Kharkiv Institute of Banking University of Banking of the National Bank of Ukraine, Kharkiv, Ukraine